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Homeownership Incentive Program (HIP)

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The Homeownership Incentive Program (HIP120) provides assistance to homebuyers in the general public by lending between $1,000 and $15,000 as a 0% interest / no payments second loan which can be used for the down-payment required by your lender and some of the additional costs associated with purchasing a home. 75% of the loan will be forgiven over a 10-year period. Only homes located within the city limits of San Antonio are eligible for this program.

Contact Neighborhood and Housing Services at (210) 207-6459 or email: DownPaymentAssistance@sanantonio.gov

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